Wine storage,The storage unit is temp controlled. Not sure where to look for insurance, but the storage unit says I need to have insurance on all my inventory. Thanks for any help.
Wine Guys Store
Providing quality information on the subject of wine.
mbrcatz // Sep 30, 2010 at 5:40 am
Look, if you have a business, you need business insurance. It’s NOT a big stretch, to add the storage location as a secondary location to your property coverage, and list the values. You need property coverage ANYWAY, for your goods in transit, and in case of fire damage, etc.
Talk to the guy who writes the rest of your business insurance.
If you HAVE no other business insurance, and you ONLY want property cvoerage, you can expect to pay maybe 10% of the property values, or $5,000, whichever is MORE, for a limited perils coverage policy, on a stand alone basis.
Ghost of Zeuz // Sep 30, 2010 at 5:40 am
Your State Farm Insurance Agent can help you.
Doctor Deth // Sep 30, 2010 at 5:40 am
start with your existing insurance company for your home, car or business – you’ll probably get a multi-policy discount if they will cover it